Get Cash Today
We’re happy that you’ve found our site. Our service helps borrowers from all walks of life get cash in a fast and efficient way. What we offer is unique because there’s a specific focus on the value of a borrower’s vehicle. In the past 10+ years we’ve been in business, we’ve found that many borrowers prefer getting a loan based on the value of their vehicles than having to deal with a possible rejection from banks.
So, if you’re interested in finding out how much your car makes you eligible to borrow, check out our estimate form to the right. There is absolutely zero pressure or cost, so you can fill it out with an open mind. We’ve made the form a breeze to fill out, with just a handful of general questions with drop down menus. If you have time to wait in a line for coffee or listen to a beautiful song, you can get an estimate. In fact, you could probably do it all at the same time.
All of the specialists on our team are stellar and committed to providing estimates that are quick and accurate. This happens on a daily basis. Hundreds of borrowers send us estimate forms on a regular basis, and we’re able to make sure that everyone gets a response right away.
Many borrowers wonder how we calculate estimates. For car title loans wichita ks specialists use the Kelley Blue Book as a base, in addition to their extensive knowledge about the auto industry. Even though it’s not ideal, cars will always depreciate in value, and our specialists are in tune with this. With current economic conditions in mind, estimates range from a couple hundred to a few thousand dollars.
Unlike many lenders and services that don’t allow borrowers to get loans if they have a bad credit score, we are open to everyone. In order to demonstrate this openness right away, we don’t run credit checks for estimates. After all, a credit score isn’t related to the value of a car, so it wouldn’t make sense.
Why is the value of the car so important? Well, think about the name: title loans. Wichita, KS borrowers naturally have to use their car titles as collateral. The value of the vehicle is always infused into the title, which makes it an important piece of the loan puzzle.
Basically, the use of collateral is a tried and true method to ensure that payments will be made. Once all of the payments have been made, collateral doesn’t serve any purpose so it’s returned right away. The good news is, we support all borrowers on an individualized basis to get to this point.
Specifically, we ask borrowers about what their needs are and how they see payments fitting into their budgets. We don’t have any expectations for this conversation. Ultimately, we want to meet the needs of borrowers, so share what will honestly make you the most successful. While in many cases, payment plans are short-term, but they can also span as long as several years. There’s so much room for flexibility; you just have to ask for it.
Life can be incredibly busy, and to-do lists can feel overwhelming. Though, we’ve worked very hard to make our process approachable, friendly, and convenient. As a starting point, getting an estimate and learning about options can literally happen from any space in Kansas. The only restriction is that the place has to be able to support an Internet and phone connection. When it comes to pick up, there are several locations scattered around Wichita. Locations can easily be accessed from every nook and cranny of the city.
With that being said, here’s our process in just 3 steps:
Once the payment plan process begins, you can still talk to us. On occasion, borrowers let us know about changes in their financial situation. The change could be an unexpected expense or an unexpected surge of cash. In any case, we’re able to accommodate the change and help borrowers take the best step forward. In addition, we’re also happy to answer any questions or concerns during the repayment process as well.
Put simply, we aren’t lenders. Instead, our model revolves around matching borrowers with ideal lenders. Part of this matching process happens based on the needs of borrowers. Another part of the matching process just comes down to common sense. The plan with the lowest interest rate should be picked. We compare a plethora of plans so great deals are as common as sun in summer.
Other than low interest rates, perks of our service include:
We’re very passionate about explaining options and contract terms in a way that is easy to understand. This allows all of the details to be upfront, so borrowers can feel empowered and knowledgeable every step of the way.
If you have additional questions about title loans, Wichita, KS team members have created an extensive FAQ page here. It addresses essential questions, such as requirements and common misconceptions.
When you’re ready to learn more about your options without any pressure or commitment, our door will always be open. Think of connecting with us as an investment in your future happiness and well-being, and everything will fall into place.