Get Cash Today
Apply for a title loan in Wichita and we’ll help you find a local branch to pick up your cash in no time. A title loan is a simple solution that uses your paid off car title as collateral. You can get hundreds or thousands of dollars in the next 24 hours, and there's absolutely no fee to use our service. Apply now or give us a call to get your free title loan estimate.
When you need a personal loan, you may think applying with a bank or credit union is the only option available to you. Some people prefer working with traditional lenders. But if you have difficulty qualifying for these loans, getting title loans helps you get cash in record time. A title loan doesn't require a credit check and you can enjoy terms comparable to a traditional loan.
Before you apply for a title loan, you may have questions about basic requirements. The more you understand about the process, the easier it'll be. Plus, knowledge can help you discern whether a title loan is the right choice for you.
To qualify for a title loan, you have to meet basic lending requirements. For example, you must be at least 18 years old and you need identification to verify your age. Unfortunately, minors cannot sign a contract or get a free title loan estimate. You also need a reliable income source. Your income can come from a job, alimony, child support, unemployment or disability. You can even apply and get approved for a title loan if you own a business. Some traditional lenders make it hard for self-employed people to qualify for financing, but we make it easy.
Since a title loan uses your car’s title as collateral, these loans also require a free and clear car title. This is a car with no liens. But although a title is required, you can keep your car while paying off the loan. The amount of your title loan quote is based on the make, model and year of your car. You are required to have a vehicle inspection at your convenience. We have locations throughout the city, so you will never travel far for an inspection.
A title loan is one of the best solutions if you're looking for an affordable loan. You can enjoy a low competitive interest rate, flexible repayment terms, as well as other desirable features like no hidden costs, no application fee and the option to refinance. There’s also no prepay penalty for paying off the loan early.
If you don't want to deal with a bank, yet you need fast cash, submit your online application or give us a call to get a title loan estimate.