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The fact is, there are a lot of moving parts with loans. It’s important to understand everything that is going on in order to remain safe and make a good, well-educated decision. With that being said, we compiled a list of common questions that borrowers ask about our services. Hopefully, this will create some peace of mind about your abundant options.
This is a meaty question. Basically, the value of a vehicle is used to determine the cap at which a borrower can get cash. The value of a vehicle is used because it ties in with a super strength kind of collateral: a car title. During the payment process, a car title will be kept by a lender; it’ll be released once all payments have been accounted for.
This hesitation is extremely common. After all, no one would ever dispute the fact that car titles are very valuable. Though, in order to alleviate a bit of hesitation, our specialists are qualified to speak openly about the safeguards in place. The major safeguard is personalization--before diving into payment plans, specialists will ask about needs. By meeting the needs of borrowers, we ensure that payment plans are affordable and a car title can be returned at the end without a hitch.
Yes! This is one of the amazing perks of our service. Think of it this way: a car title has its own lane, just like an actual car. The car title lane is limited to collateral, while the car lane allows for unlimited flexibility. This means that the experience of driving can remain the same, whether you’re heading to work, the grocery store, or a night out.
Requirements are minimal. You just need a state ID or driver’s license (which should readily be available for a car owner), proof of ability to pay, and a couple of references. Additionally, it’s a good idea to think carefully about what you’re looking to get out of a loan, so you can speak to a specialist clearly.
Ultimately, the purpose of our service is to help borrowers who are in need of cash. Since cash needs often require cash right away, it doesn’t make sense to slow down the process with a credit check. Plus, everything revolves around the value of a car, which makes a credit check irrelevant. We’re committed to being a welcome option for cash needs of any kind.
Definitely. While our site is primarily focused on loans based on the value of cars, we don’t stop there. Our service offers several products to help accommodate the needs of all borrowers. In the road transportation category, a title can also be used for a loan on motorcycles, trucks, and boats. Beyond those loans, we also offer personal loans, small business loans, and refinancing loans. The bottom line is, if you’re interested in fast cash, a specialist can work with you on a one on one basis to help you figure out the best course of action.
Unfortunately, these types of loans have a bad reputation in the media. Part of the reason for this is that there are many lenders out there who don’t look out for the needs of borrowers. They prey on people who are desperate for cash and then inflate interest rates and add fees without notice. This is absolutely not how we operate. Our service is completely transparent, down to the nitty gritty details. We present any and all fees at the beginning in a zero pressure way, which allows borrowers to come to their own conclusions.
We are able to facilitate a process that always comes with the a low interest rate that is extremely competitive. This happens because our service doesn’t actually involve lending. Rather, we offer our expertise free of charge and share options that the lenders we’re connected with have. The lenders we have strong ties with are undoubtedly the most trusted and safest lenders in the Wichita area. Within that group of lenders and their payment plans, our specialist are able to figure out what the lowest interest rate is. It’s like comparison shopping without any of the effort.
While there is room for a little bit of variation, many borrowers are able to get cash in the span of 24 hours. Our process only has 3 quick steps--get an estimate, speak to a specialist on the phone, and pick up cash at a lender--so things move incredibly seamlessly.
Along with our amazing lender partners, we serve the entire metro area of Wichita. As you can see from our locations page, we cover all the neighborhoods in the city as well as suburbs branching out from all directions. Locations can be accessed from every part of town, making pickup a stress-free experience.
No, you do not. Our service is free and has no obligation; that’s how it’s always been and how it’ll always be moving forward. We provide the information and the personalized customization, while borrowers can decide how to proceed.
We’d love to answer any questions that you have, now that you know a bit more about how title loans work. Our number is listed on the top of the site, so you can give us a ring and ask us. Though, we recommend that borrowers fill out an estimate form first. It’s fast, simple, and provides our specialists with an excellent starting point for meeting your needs and then answering your questions.