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Taking out a loan is a serious option if you are in need of money to pay for an emergency or are behind on bills. We have long been taught to be weary of loans because they have the power to destroy your credit. However, car title loans do not need to be a scary loan option. Once you fully understand how they work, you can see that they are a great and easy choice that is available when you have fallen on tough economic times. Here is some information to help you fully understand the process of obtaining a car title loan.
Sometimes we feel too proud or even embarrassed having to go somewhere to fill out information and wait to see if we have been approved for a loan. When applying for a car title loan in Pretty Prairie, the process is done online, so your loan request can remain private. It is a much easier process then having to deal with people at the bank. The only information we need from you is your name, phone number, and email address. We of course want to know the details about your vehicle as well which include the make, model, style, and mileage. Once you have filled out all this information, you can click submit. A representative will reach you shortly to provide you with all the information you will need regarding your car title loan.
Because we strictly go off of the value of your vehicle, we do not run any credit checks. This is beneficial for those who do not have what might be considered "acceptable" credit. We also do not need any paystub information or record of your monthly income. Again, car title loans work strictly off of the value of your car.
Many people looking to obtain their first car title loan wonder what happens to their vehicle. We do not take the car from you and hold it until you payback your loan, that just seems cruel. You have 100 percent accessibility to your vehicle throughout the loan term agreement. We simply hold onto the title of your vehicle until you payback your loan.
Our customer service representatives will work with you to come up with a payment plan that will work best for you. It is always advised to only take out a loan amount that you can afford to pay back in the given time, which includes interest and fees. Make sure payback is something that will fit into your budget. It is smart to plan receiving a car title loan around the time of payday, especially if you are paid on a biweekly basis. Several customers say this is extremely helpful when it comes time to pay back their car title loan.
We have all struggled financially, but don't let money troubles stress you out. Apply for a car title loan in Pretty Prairie today to get the money you need now, which you can payback later.